"Home ownership is about more than the name on the deed. It is about the sense of warmth, familiarity and personality which exists in a home, a certain reflection of its owners."


To become an affordable homeowner, the following qualifications must be met:

-All applicants must be first-time home buyers

-All applicants must have stable employment (minimum of 1 year at current employer) 

-All applicants must meet income requirements with proof of compensation history

-Progressive credit will be reviewed (applicants may not have recent judgments or bankruptcies) 

- Enrollment in a home buyers course is mandatory

*Income chart is based off number of dependents in household


In an effort to create economic, social and culturally diverse neighborhoods, we provide affordable home ownership opportunities to qualifying families.

The Charis Community Affordable Homeownership Program offers qualifying families a twenty year mortgage plan with zero interest.

For more information, contact Charis at 404.627.4304. 

"Charis gives people a chance, sometimes in situations where no one else would. I am a proud homeowner because of Charis Community Housing, and I talk about them to anyone I know looking for a place to stay." - Nervia McDade